Entrepreneurship in the territories: is it the right time?
Responsibilities:
- Develop, review, and enhance credit risk identification, assessment, monitoring, reporting, and management methodologies, policies, and processes in compliance with regulations, internal policy, and external stakeholders
- Plan and monitor credit risk portfolios and align credit risk with the organization’s business strategy
- Keep abreast of the latest financial risk management techniques and industry best practices
- Work closely with cross-functional teams on various projects as needed
- Provide regular credit risk reports to senior management and Board members, especially the Company’s Credit & Risk Committee, detailing identified risks and action plans.
- Define and monitor credit risk limits, recommend action plans if limits are breached, and support formulating credit risk-adjusted prices for relevant credit products
- Implement and review credit risk measurement methodologies
- Lead and ensure set up of model methodology, credit data collection, build up and monitoring of credit models (e.g., scorecards, probability of default)
- Propose and implement credit analysis, monitoring, and early warning triggers for proactive credit portfolio management
- Prepare reporting materials and ensure data integrity, including special reports (as needed)
